Unfortunately, when some people hit a parked car, they drive off rather than waiting around for you to return or leaving a note with their information. If you’ve recently returned to your parked vehicle to find someone has hit it, here are important steps to take.
- Take photos: Take as many pictures as you can of the damage, location, and nearby setting. You’ll more than likely be using your smartphone, so it’s a good idea to add a location, time, and date stamp to any photos you take.
- Call the police: Even if no one is injured and the damage isn’t that bad, it’s worth calling the police to create an official accident report. If you choose to file an insurance claim, you will need this report. Ask for a copy of the accident report and jot down the name and badge number of the officer assisting you.
- Look for witnesses: If there are stores and sidewalks nearby, there’s a good chance that someone may have seen what happened and can recall the driver or vehicle. Ask around and take down notes and anything witnesses may have been willing/able to provide.
- Notify your insurer: Contact your insurance agency as soon as possible after the accident. It will be easier to remember the related details and you can get a jump start on the claims process. Your collision coverage or uninsured motorist property damage coverage may be able to step in to help.
The right car insurance policy will be there for you during your time of need. When looking to secure reliable auto insurance coverage, talk to the team at Tompkins Insurance Agencies. We can help.